Understanding your bank statements can be confusing, especially when encountering terms like “debited by.” If you’re looking for the meaning of “debited by” in Hindi, this article will provide a clear explanation and help you navigate your financial transactions with confidence. We’ll explore common scenarios where you’ll see “debited by,” its Hindi equivalents, and how it differs from “credited by.”
Decoding “Debited By”
“Debited by” simply means money has been taken out of your account. Think of it as a subtraction. When a transaction is “debited by,” your account balance decreases. This can happen for various reasons, such as purchases, bill payments, or fund transfers. In Hindi, “debited by” can be translated as “नाम debit” (naam se debit), “डेबिट किया गया” (debit kiya gaya), or “कटौती की गई” (katauti ki gaya), depending on the context.
Common “Debited By” Scenarios
Understanding when you’ll see “debited by” is crucial for managing your finances. Here are some common situations:
- Online Purchases: When you buy something online, the amount is “debited by” your account.
- ATM Withdrawals: Taking cash out of an ATM results in a debit from your account.
- Bill Payments: Paying utility bills, loan EMIs, or credit card dues will debit your account.
- Fund Transfers: Transferring money to another account debits your account and credits the recipient’s account.
Debited By vs. Credited By
It’s important to distinguish “debited by” from “credited by.” While “debited by” signifies a deduction, “credited by” means money has been added to your account. In Hindi, “credited by” can be translated as “नाम credit” (naam se credit), “क्रेडिट किया गया” (credit kiya gaya), or “जमा किया गया” (jama kiya gaya). Understanding this difference is essential for interpreting your bank statements correctly. Think of “credited by” as a plus and “debited by” as a minus.
Why is Knowing “Debited By” Important?
Understanding “debited by” is crucial for tracking your expenses, identifying potential errors, and maintaining a healthy financial balance. By regularly reviewing your bank statement and understanding the meaning of “debited by” transactions, you can stay on top of your finances.
Conclusion
“Debited by” is a fundamental term in banking, and understanding its meaning in Hindi is vital for managing your finances effectively. By knowing when and why your account is debited, you can track your spending, identify any discrepancies, and make informed financial decisions. Remember, a “debited by” transaction reduces your balance, while a “credited by” transaction increases it.
FAQ
- What does “debited by” mean on my bank statement? It means money has been taken out of your account.
- What is the Hindi meaning of “debited by”? Common translations include “नाम debit” (naam se debit), “डेबिट किया गया” (debit kiya gaya), and “कटौती की गई” (katauti ki gaya).
- How does “debited by” differ from “credited by”? “Debited by” means money is deducted, while “credited by” means money is added.
- Why is it important to understand “debited by”? It helps you track expenses, identify errors, and manage your finances effectively.
- Where can I learn more about banking terms in Hindi? You can explore resources online, consult your bank, or use language learning apps.
- What should I do if I see an unfamiliar “debited by” transaction? Contact your bank immediately to investigate.
- Is “debited by” always a negative thing? Not necessarily. It can be a normal part of managing your finances, like paying bills or making purchases.
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